by the way, Gallagher used to be called CSI. Best Renters Insurance For College Students In April 2023! Renters Insurance covers: Personal Computers Bicycles Televisions Cell Phones Text Books School Supplies Clothing Passwords are 6-20 characters with at least one number and letter. We are licensed to serve you in all 50 states, but cover your property worldwide, wherever it is located. From what I read on our schools Facebook page parents have had good luck with both companies. Earthquakes aren't covered either, if you are concerned about earthquakes you should search for a separate earthquake policy. Everyone on-campus receives the same price, no not be available in all states. A renters insurance policy costing $15 to $30 per month, on average, depending on the state, will be necessary if your child lives in an apartment off-campus because your homeowners insurance wont extend there. Property and Renters Insurance - GSH 0000050940 00000 n And guess what, the insurance commissions and advertising fees are already baked into the price of an insurance policy, so youre not paying anything extra for using our site to get coverage. if they were designed to be there in the first place. Often offered as part of enrollment, this coverage might cost $160 a year for a $5,000 policy with a $50 deductible. Some colleges offer referrals to providers for this coverage, or you can purchase it directly through GradGuard. 0000002300 00000 n features that you cant find in your standard homeowners insurance policy or through other Personal liability insurance will cover you in case someone decides to sue you after getting hurt at your house. For a full list of exclusions and conditions applicable to your plan, please refer to your policy booklet and if applicable, its state insert. We used Gallagher and had one claim filed for a damaged/totaled laptop. NSSI Student Personal Property Plan 197 0 obj <>stream // ]]>. Our plan protects against theft and accidental damage to electronic devices and personal property that may occur while at school, home, or when studying abroad. After reviewing several companies, our top pick for the best overall renters insurance is Lemonade. Last time I looked up, few years ago, is that they do not cover international travel. This could include receipts, photos, and even deeds (for higher-end belongings) of those items. Your money, your life, and your family's financial future are all very important, and being able to make an insurance purchasing decision with true confidence plays a crucial role in helping you protect it all. document.write('
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