viking capital vs lyon financial

They offer financing for all credit types, including those with bad credit. You should also look at things like fees (origination fees, prepayment penalties), repayment terms (how long do you have to pay back the loan? Once the loan is funded, though, borrowers who stay current with their repayment plan could receive some perks. 118 Morlake Dr Suite 202, Suite 202, Mooresville, NC 28117 United States, Since 1979, we have made the backyard resort dream come true for over 400,000 families nationwide. Best Customer Service! Homeowners reviewing their pool loan options may also want to take into account that personal loans tend to have higher interest rates than many other types of loans. Well also email you the link so you can view at anytime. Concerned about all the pool companies in Southwest Florida and whether youre choosing the right one? Obtaining a scope of work may not be terribly difficult, though, since the lender can connect customers with experienced pool builders through its preferred contractor network. While many pool loan companies deposit funds directly into the borrowers bank account, some will want to send funds directly to the contractor. We have invested in state-of-the-art technology to keep your information secure and to make our process as efficient as possible. Every team member has the determination and know-how to provide you with a 5-Star worthy experience. Easy, done. Viking Capital. and not be charged any additional interest. Dominate search results. A: Lyon Financial is a respected financing consultant, in business since 1979. Expert recap and game analysis of the Detroit Lions vs. Minnesota Vikings NFL game from September 25, 2022 on ESPN. With 43 years of experience and over half a million satisfied customers nationwide, let Lyon Financial help bring all your backyard dreams to life! The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user. Viking Capitalacts in the capacity of consultant, working with contractors nationwide to help pair pool buyers with the best swimming pool financingoptions available. When comparing different lenders, its important to pay attention to more than just the interest rate. The applicant or co-applicant (or Family Member*) is active duty, military retiree, reservist, or veteran. Apart from work she likes dancing and listening to music. The company acts in the capacity of a financial consultant, and partners with a network of lenders to provide multiple loan offers for pool construction projects. The lender will want to see that you have a clear idea of how youre going to use the loan and how youll repay it. Homeowners who value a seamless online experience may be pleased to hear that the pool loan company supports an online application process thats quick, intuitive, and easy to complete. Whether you want to finance the pool, deck, landscaping and more, HFS is your trusted partner for the best loan and customer service in the home improvement industry. Thanks Ed! What are the interest rates? With a HELOC, you can borrow against the equity in your home at any time up to the limit set by the lender. The best pool loan companies have a lot to offer, but not every one will be the right choice for every household. Your call will always be answered by a live, knowledgeable representative, eager to offer solutions. Monthly payment amounts are for demonstrative purposes only and are not guaranteed to match final payment amounts for all borrowers. Just began our process with Lyon Financial.. was easy to apply and be approved. Name. One of the best Financial Services, Finance business at 118 Morlake Dr Suite 202, Mooresville NC, 28117 United States. Lyon Financial is a great company to work with if you are looking for a pool loan. It is a big financial investment, but its also a huge quality of life investment. APR, terms, and loan amounts may differ based on loan purpose and credit profile. Borrowers can further reduce their interest payments by taking advantage of the lenders autopay discount, which can lower a loans APR by 0.5 percentage points if the customer enrolls in autopay. The model is leaning Over, and it says one side of the spread has all the value. One option is an adjustable-rate mortgage (ARM). Lyon Financial does not do a hard inquiry. They were easy to work and had everything completed quickly. We don't have enough equity in our home to take out a HELOC, so we're looking into pool specific loans. After understanding our loan needs, he shopped around for best fit, best price, best terms and was quick to close the deal. It can only be used with your approved contractor. The underwriter will review your entire credit profile, past payment performance, and experience with large secured and unsecured loans. If the pool builder of your choice has not worked with us before, there is a brief setup process. If you have good credit, you may be able to qualify for a low-interest rate loan. A: Most fundings involve paying the pool builder directly in stages, according to the progress of the project. Unlike banks, credit unions, and online lenders, our experience is unique to pools, not just any type of loan. All Rights Reserved By Revolution Reports 2023, Student Loans for Undergraduates Without Cosigner. It is a big financial investment, but its also a huge quality of life investment. Because some lenders treat pool loans as a dedicated loan product and others provide pool installation funding through personal loans or home improvement loans, loan terms can vary quite a bit. They offer a wide array of loan options and have the ability to work with borrowers in all credit tiers. Our loan options are unsecured, meaning there are no appraisals or equity required. From pools to pergolas and everything in between, we understand that each and every loan is unique just like you, which is why we take the time to listen. Subject to change. She is very passionate about general health and beauty. Not all will qualify. Our staff and business partners are proud to offer our lowest rates to those with military affiliation. There are some mortgage options available that could allow homeowners to build pool installation costs into their refinance. Includes family by adoption and marriage). One option for financing your pool is to get a personal loan from a bank or credit union. Luxury Pools A loans annual percentage rate (APR) reflects the total cost that the borrower will pay, including interest, lender fees, and other potential expenses. #Available on approved credit, not all will qualify. Once you know your credit score, start shopping around with different lenders to see who can offer the best terms. However, its important to remember that not all brokers are created equal some may charge higher fees than others. Awesome work by this professional group! Viking Capital, established in 1999, is your one-stop-shop for desirable pool financing options. My representative (Kevin) explained my options perfectly, taught me about negative trade, and helped me fix something on my credit rating which was a mistake I didnt even know existed! Lyon Financial offers Swimming Pool and Backyard Living loan amounts of up to $500,000. Subject. When determining the best pool loan companies, we considered how much money homeowners might be able to borrow from each lender and if that amount would be enough to fund an inground pool. That's when we discovered the power of multifamily real estate investments, which allow us to create passive income and build wealth for our families, all while making a difference in local communities. This is because the loans from these pools are typically for high-risk ventures, so lenders will want to see that youre a low-risk borrower. Lyon Financial and Viking Capital both specialize in swimming pool financing. Over 90,000 businesses use Birdeye everyday to get more reviews and manage all customer feedback. When considering the best pool loans available, homeowners may want to reflect on their own preferences regarding loan length to find the right balance between low monthly payments and paying down debt in an expedient manner. We strive to provide a 5-Star worthy experience to every customer. Quick funding time frames to give homeowners the money needed to pay for pool installations. Once you have a strong credit score in hand, compare offers from multiple lenders before selecting the one that offers you the lowest interest rate and most favorable repayment terms. Voted Best Service by Capital Region Living readers, we put our members first with unique products that make life easier. *********************** is awesome!! You need JavaScript enabled to view it. I was able to get the problem fixed and get a 2% better loan rate and improve my credit score because of this education. Visit Lyon Financial for More Information, Visit Viking Capital for More Information, Visit Sunmark Credit Union for More Information, Both fixed and variable interest rates available, Borrow up to 100% of homes appraised value, No application fee or pre-payment penalty. After 6 months, the card expires and your payment is locked in. This can make it difficult to qualify for traditional loans from banks or credit unions. Some of the best pool loan providers offer discounts that help eligible customers lower the total cost of their loan and owe less on their monthly payments. Our builder partners offer their customers great financing options and receive other benefits that help them sell more pools! Viking Capital was the answer to our dream of adding a pool to our backyard living environment. With an ARM, your interest rate will fluctuate over time along with market rates. If youre considering a Viking pool, youre probably wondering how much it will cost. Loan amount $40,000Rate 5.49%Term 15 YearsMonthly payment $327/mo. Viking Capital offers a variety of loan products to meet the needs of its customers. Apply Now and we will schedule your FREE Loan Consultation! Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts. Terms, amounts, and APR may differ based on loan purpose and credit profile. HFS performs a soft credit check to present you with full loan options. However, if you still dont see what youre looking for or require further information, contact us directly at 877-754-5966 and one of our friendly and experienced specialists will be happy to assist you. Telephone: (760) 340-2588 Email: info@newpoolconstruction.com. To begin the application, click "Qualify Now!," located in the black bar, towards the top right of the page. A: We work across the 48 contiguous states of the United States. https://www.revolutionreport.net/author/sophia-anthony/, This Site Is A Participant In The Amazon Services LLC Associates Program, An Affiliate Advertising Program Designed To Provide A Means For Sites To Earn Advertising Fees By Advertising And Linking To Amazon.Com. Business Details Location of This Business 118 Morlake Dr STE 202, Mooresville, NC 28117-9540. We use cookies to optimize our website and our service. * Indicates required field. Highly recommend them. Lyon Financial recognizes that there may be differences in interest rates based in loan amount, credit history, geographic location, and other factors. Since a borrowers credit score could impact the availability of different financing options, homeowners may want to consider lenders minimum credit score requirements early in the selection process. In return for setting up automatic payments on their accounts, borrowers may be able to shave a certain amount off their APR, which would mean owing less interest over the life of the loan. I would highly recommend them to anyone. Fill out the pre-application and take one step closer to swimming in the pool of your dreams. Viking Capital, Inc. Jul 2022 - Present10 months Marketing Director Lyon Financial May 2015 - Jul 20227 years 3 months Lyon Financial specializes in financing solutions for swimming. The best way to find out is to use a loan calculator. Customers can also explore a wide range of other loan products from this lender. Our pool company wasn't set up in our system but he was able to get them set up in a timely matter so we Super simple process. Partner with the industrys leader to make your backyard dreams come true! Because financing a pool installation is such a large investment, Lyon requires homeowners to submit a scope of work before funds will be disbursed. In 2022 Loan Requests. information secure and enable our Top-Notch Loan amount $50,000Rate 7.99%Term 20 YearsMonthly payment $418/mo. SoFi is a major player in the lending industry, supporting a wide variety of loan products for customers to choose from, including a home improvement loan for pool installations. Super simple process. Lyon Financial. There are lenders who work with people with less than perfect credit and can offer loans with more flexible terms. The smiles start here! It was definitely the answer for us. You can also see how much money you would save by making bi-weekly payments instead of monthly payments. They offer financing terms up to 20 years, no consulting fees, low and fixed interest rates. While the average swimming pool loan is for 10-15 years, you can finance a pool for as little as 5 years or for up to 30 years in some cases. Below you'll find answers to some of the most commonly asked questions pertaining to Lyon Financial and the services we offer. Lengthy funding time frames could delay the building process if contractors move on to other jobs because the funds needed for a deposit are not immediately available. Always very easy to work with. We are proud to offer these great loan options Viking Capital Pool Loan Credit Requirements are fairly simple and straightforward. Contact. Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts. Your credit score is one of the most important factors lenders will consider when determining whether or not to approve your loan application. Its this commitment to exceptional customer service that sets us apart in everything we do. We fit you with the best for your needs and qualifications. Funding times are a bit longer as well, with 5-day funding time frames being pretty typical with this lender. Both Karen and Kevin were absolutely delightful to deal with, so grateful. Answered all of my questions promptly. These secured loans often have lower interest rates, but they will likely take much longer to approve and fund. Find out how easy a pool financing could be from the company who knows pools inside and out! Rate discounts to help lower the total cost of the loan and make pool financing more affordable. If youre not sure what your credit score is, you can check it for free on websites like Credit Karma or Credit Sesame. Generally speaking, pool loan specialists will offer longer loan terms. Game summary of the Detroit Lions vs. Minnesota Vikings NFL game, final score 24-28, from September 25, 2022 on ESPN. Submit your loan application and Viking Capital helps you select the best loan for your needs and qualifications. I was almost ready to give up on the possibility of getting a pool but Ryan worked with me for months. When you have good to excellent credit, the choice is yours. Both are well-known and respected lenders in the industry, but there are some key distinctions between them. Archived post. Borrowers looking to build a more expensive pool with high-quality materials and luxurious amenities may want to start their search for the best pool loans by focusing on lenders with higher maximum loan amounts. Visit Lyon Financial for More Information. That's why we have partnered with Lyon Financial to offer incredible financing rates! We are a family owned business since 1999 and As an example, you could pay 20% at Excavation, 30% at Gunite, 20% at Decking and 30% at Completion. The advantage of this type of loan is that it usually has a lower interest rate than other types of loans such as credit cards or personal loans. Finally, click Calculate. Thank you for the kind words and for taking the time to leave feedback for us.

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viking capital vs lyon financial